About Legacy Wealth Nation
Protecting What Families Work a Lifetime to Build
Legacy Wealth Nation exists for one reason: to ensure that the wealth you've spent decades building is reviewed, coordinated, and passed on deliberately, rather than left to decisions made in isolation.
What We Do
Planning gaps usually appear between advisors, not inside any one of them.
Investment, tax, insurance, and legal decisions are often made separately, by different professionals, at different times. Legacy Wealth Nation was founded to coordinate them, so growth, protection, income, and transfer planning are considered together.
Wealth Preservation
Reviewing how much of your retirement depends on market outcomes, and which strategies may reduce that dependence. No strategy eliminates risk.
Tax-Efficient Income
Designing income plans that may include insurance contracts. Contractual payments depend on the issuing company's claims-paying ability.
Legacy Planning
Coordinating beneficiary design, ownership, and timing with your estate documents. We do not provide tax or legal advice.
Education-First Approach
You should be able to explain what you own, what it costs, and how it works before you decide. That is the standard we work to.
Start with a conversation, not a recommendation.
We begin by understanding your situation. There is no obligation and nothing is recommended in a first conversation.
Book a Strategy CallMr. Tim Parnell
Founder, Legacy Wealth Nation
"Legacy Wealth Nation isn't built on individuals. It's built on a standard: a team committed to protecting, growing, and passing on wealth with care."
Meet the Founder
Tim Parnell, Wealth Strategist and DST Strategist
Tim Parnell is an experienced Wealth Strategist and DST (Deferred Sales Trust) Strategist who specializes in helping retirees, near-retirees, and business owners plan around what they have built. With more than a decade of experience in wealth preservation, including precious metals, insurance-based strategies, and alternative assets, Tim focuses on managing risk while working toward durable income and transfer plans.
He is known for simplifying complex financial concepts and educating clients on strategies that are not always presented to them, particularly around principal protection, tax considerations, and market exposure during the retirement years. Tim has also guided clients in navigating emerging asset classes like cryptocurrency with a disciplined, education-first approach, helping them participate wisely while avoiding costly mistakes.
For business owners and highly appreciated asset holders, Tim incorporates structures such as Deferred Sales Trusts, which may defer capital gains when properly established and administered. These arrangements carry legal, tax, and liquidity considerations and require your own tax and legal counsel.
At the core of Tim's philosophy is a simple belief: taking unnecessary risk with retirement money is often the greatest risk of all. While growth opportunities exist, he emphasizes balance: pairing growth with solutions intended to help protect principal and support income. Outcomes depend on the products selected and on your circumstances.
Background
- +More than a decade working in wealth preservation and insurance strategy
- +Works with Deferred Sales Trusts, which are a tax-deferral structure that carries legal, tax, and liquidity considerations
- +Focus on retirees, near-retirees, and business owners
- +Experience across precious metals, insurance-based strategies, and alternative assets
How We Work
Principles that guide every strategy.
Strategy Over Products
Every recommendation begins with your situation, not a product shelf. The strategy drives the solution, never the other way around.
Transparency Over Complexity
You will always understand what you own, why you own it, and how it works. No jargon, no hidden layers.
Long-Term Thinking
Wealth is built in decades, not quarters. Every strategy is designed to compound over time and withstand market cycles.
Integration Over Isolation
Tax strategy, income planning, asset protection, and legacy transfer must work as one system, not disconnected pieces.
Ready to see whether this approach fits your situation?
One conversation to understand your situation and explain how we would approach it.
Book a Strategy CallImportant disclosure
This material is provided for general education only. It is not legal, tax, accounting or investment advice, and it is not a recommendation to buy or sell any product. Strategies described here are not suitable for everyone, and outcomes depend on individual circumstances, product terms, carrier strength and current law. Guarantees offered by insurance contracts are backed by the claims-paying ability of the issuing company. Work with your own licensed legal and tax professionals before acting.