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    CPAs and tax professionals

    Compliance documents what happened. Planning changes what will happen. The two need to meet before year end, not after.

    Where we are usually useful

    • A client with a pending business or property sale who has not yet examined structural options.
    • A household with nearly all savings in tax deferred accounts and no distribution plan.
    • A retirement income sequencing question that requires modeling across multiple years.
    • An estate with a liquidity gap that will force asset sales at settlement.
    • A client asking about a complex structure who needs a balanced explanation before you evaluate it.

    Scope discipline

    The tax position is yours. We do not render tax advice, take positions, or represent that any strategy produces a specific tax result. When a structure is under consideration, we bring the facts to you and let your analysis govern.

    We would rather a client hear from you that something is inappropriate than proceed on our enthusiasm.

    This page describes professional collaboration in general terms. It is not legal, tax or investment advice and does not describe any specific referral, compensation or affiliation arrangement. Any working relationship is documented separately and subject to applicable professional and regulatory requirements.

    Last reviewed 2026-08-09 by Tim Parnell.